Buy Up Plan Now

: You can pay the deductible amount out of your pocket or through your base health policy. Standard Top-Up vs. Super Top-Up

: Premiums are significantly lower than buying a second standalone policy because the deductible reduces the insurer's risk. buy up plan

A (often called a top-up plan ) is a cost-effective way to boost your existing insurance coverage by adding an extra layer of protection once your primary policy's limit is reached. How Buy-Up Plans Work : You can pay the deductible amount out

Before purchasing, review these factors to avoid coverage gaps: A (often called a top-up plan ) is

Understanding the difference between these two is critical for selecting the right coverage: Standard Top-Up Plan Super Top-Up Plan Triggered per single hospitalisation. Triggered by cumulative expenses in a year. Multiple Claims Deductible must be crossed for each new claim.

: Ideally, choose a buy-up plan that shares the same network of hospitals as your base plan to simplify cashless claims .

: If the bill exceeds your base policy's limit, the "buy-up" plan kicks in to cover the remaining eligible expenses up to its own higher limit.