There are several ways to access your credit reports and scores, ranging from official government-authorized sources to private financial tools. :
: Many banks and credit card issuers (such as Chase Credit Journey and Capital One's CreditWise ) offer free score monitoring for their customers. checking your credit rating
A common myth is that checking your own credit rating will damage it. In reality, credit inquiries are split into two categories: how to check credit rating There are several ways to access your credit
: You can access reports immediately online or request them by phone at 1-877-322-8228 or by mail. Credit Scores via Private Services : checking your credit rating