Contents insurance—often called personal property coverage—protects your personal belongings from financial loss due to covered events like . While building insurance covers the structure itself, contents insurance covers nearly everything inside, from furniture and clothes to electronics and kitchenware. Core Coverage and Benefits
: Some policies cover your items even when you take them out of the house, such as a laptop or jewelry while traveling. contents insurance
: Protection typically applies to damage from fire, smoke, explosion, lightning, and vandalism. : Protection typically applies to damage from fire,
: Many insurers replace destroyed items with brand-new equivalents rather than just paying the current (depreciated) value. Calculating Your Needed Coverage High value home and
: If a covered disaster makes your home uninhabitable, some policies help pay for temporary housing. Calculating Your Needed Coverage High value home and contents insurance | Chubb