is a popular consumer credit website owned by Experian Consumer Direct, a subsidiary of the major credit bureau Experian . Key Features and Services
: Offers a membership-based service known as Triple Advantage .
: Memberships can typically be cancelled without charge within a 7-day trial period . freecreditsco
: While the name implies a free service, access often requires signing up for a paid credit monitoring program .
: Includes tools for monitoring credit health and protecting against identity theft. Historical Context and Controversy is a popular consumer credit website owned by
: The site is well-known for its singing ad campaigns featuring musician Eric Violette and later "The American Secrets," which aired between 2007 and 2012.
: Provides users with their personal credit reports and a credit score (often the PLUS score). : While the name implies a free service,
: In response to concerns, the Credit CARD Act of 2009 mandated that such sites must explicitly state they are not the free service provided by federal law. Free vs. Paid Access