: Funds are paid to you first. You have 60 days to deposit them into the new IRA, or you face taxes and a 10% early withdrawal penalty.
: The physical gold must be held in an IRS-approved depository; you cannot legally keep it at home. 2026 Rules & Limits Gold IRA Rollover Guide 2026 - Fidelity Investments GOLD IRA ROLLOVER
: Funds move directly from custodian to custodian; this is the safest method to avoid taxes. : Funds are paid to you first
A is a process that allows you to move funds from an existing retirement account, such as a 401(k), 403(b), or traditional IRA, into a self-directed IRA that holds physical precious metals. This strategy is often used as a hedge against inflation and economic volatility. The Rollover Process Executing a rollover typically involves these key steps: 2026 Rules & Limits Gold IRA Rollover Guide
: Request your current plan administrator to move funds to the new account.
: Use the funded account to buy IRS-approved bullion or coins.
: You must open a specialized account through an IRS-approved custodian.
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