Home Buying Assistance Ny Apr 2026

A 0% interest second mortgage of up to $15,000 (or 3% of the purchase price, whichever is higher). This loan is fully forgiven after 10 years if you remain in the home.

New York offers several major assistance programs for home buyers, primarily focusing on down payment support and low-interest mortgages. Most of these programs require completion of a homebuyer education course and have specific income and purchase price limits. home buying assistance ny

Offers 30-year fixed-rate mortgages with as little as 3% down (only 1% must be from your own funds). A 0% interest second mortgage of up to