Student Loan Debt Statistics [2026] - Education Data Initiative
: Black borrowers owe an average of $13,000 more than white borrowers 12 months after completing a bachelor's degree. Twenty years after starting college, the median Black borrower still owes 95% of their original loan, compared to 6% for white borrowers. Repayment & Forgiveness Options student loans debt
: $1.833 trillion total ($1.693 trillion federal, $167 billion private). Student Loan Debt Statistics [2026] - Education Data
Student loan debt in the United States has reached approximately , making it the second-largest source of household debt behind mortgages. About 44.7 million Americans carry student loan balances, with federal loans accounting for roughly 92% of the total outstanding debt. Market Snapshot & Statistics student loans debt