Don't just go with your current bank. Compare quotes from at least three different lenders to find the best rates and terms.
Your lender will require an appraisal to ensure the home is worth the amount they are lending you. tips on buying a house first time
Visit the home one last time before signing to ensure negotiated repairs were completed and no new damage has occurred. Are you ready to start your search in a specific city, or 7 Tips for First-Time Homebuyers - DFPI Don't just go with your current bank
Expect to pay between 2% and 6% of the home's purchase price in fees for appraisals, title searches, and taxes on closing day. Visit the home one last time before signing
Experts generally suggest keeping your total housing costs below 28% of your gross monthly income. Phase 2: Building Your Team