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"You look like you're waiting for a ghost to haunt you, Leo," she joked.

One Tuesday, a local contractor named Sarah came in for her morning espresso. She noticed Leo eyeing a leaky valve on his steam oven with visible anxiety. ww nextinsure

"Worse," Leo sighed. "I'm waiting for a lawsuit or a repair bill I can't afford. The big insurance companies won't even call me back for a quote this small." "You look like you're waiting for a ghost

The Golden Crust stayed open. The ovens kept humming. And for the first time in years, Leo’s hands only shook when he was sifting the finest sugar. "Worse," Leo sighed

Leo’s hands were always covered in flour by 3:00 AM. His bakery, The Golden Crust , was his life’s work—a small shop filled with the scent of rosemary bread and the hum of industrial ovens. For years, Leo had operated on a wing and a prayer, terrified that one slipped tray or a burst pipe would end his dream.